Going On A Vacation With Family? Here’s Why You Should Have Travel Insurance

Amid our daily hustle, it’s easy to forget the importance of quality family time. Balancing work, household duties and family obligations can make life monotonous. A family vacation provides a much-needed break to relax, clear minds, and strengthen bonds. Family travel insurance is crucial to protect loved ones from unforeseen circumstances during these trips, offering coverage for mishaps, illnesses, lost belongings, altered itineraries, and lost luggage. With travel insurance online benefits, you can explore the world worry-free.

The Advantages Of Family Travel Insurance

1. Single Premium

All family members split the insured amount when purchasing family travel insurance. This implies that you would only need to pay one premium, which is better than buying individual travel insurance policies separately for every family member and incurring multiple premium costs.

2. Protection From Medical Emergencies

Your Bajaj Allianz overseas travel insurance can help you by paying for treatment costs and medical bills if any family member has an emergency while visiting a foreign country. Claims are subject to terms and conditions set forth under the travel insurance policy.  *

3. Misplacing Your Passport

If someone in your family misplaces their passport overseas, you may have to deal with many financial and legal difficulties. On the other hand, you may receive assistance obtaining a new passport as soon as possible if you have travel insurance online coverage for lost passports. Claims are subject to terms and conditions set forth under the travel insurance policy. *

4. Protection Against Airline Cancellation Fees

There are instances when unanticipated circumstances cause flights to be delayed or even cancelled. Your insurance provider may reimburse you for any losses resulting from flight and trip cancellations in such a scenario. Claims are subject to terms and conditions set forth under the travel insurance policy. *

What is Covered by Family Travel Insurance?

Comprehensive coverage for your entire family is provided by family travel insurance. The various coverages are as follows:

1. Emergency Health Care Costs

In a medical emergency, you can contact our network of over a million cashless network hospitals using your flight insurance policy. Claims are subject to terms and conditions set forth under the travel insurance policy. *

2. Baggage Loss

You can receive coverage for the full or partial loss of checked-in baggage with checked-in baggage loss cover and losses for any damage sustained to goods and articles within the baggage during the luggage check-in process. Claims are subject to terms and conditions set forth under the travel insurance policy. *

3. Late Arrivals

If a flight is delayed or a connecting flight arrives late, the insured may receive reimbursement for their meal and beverage expenses under this coverage. The amount specified in your policy will be the coverage limit for expenses. Claims are subject to terms and conditions set forth under the travel insurance policy. *

4. Delay in Baggage

Travel insurance that includes Baggage Delay coverage may pay you back for checked-in baggage, which provides for personal belongings like clothing, toiletries, and other necessities that you wear or use. Claims are subject to terms and conditions set forth under the travel insurance policy. *

5. Hospitalisation For Diseases

The health insurance for travel abroad policy includes hospitalisation for diseases contracted during travel. Claims are subject to terms and conditions set forth under the travel insurance policy. *

Travel insurance should be a top priority if you’re planning a family vacation. While vacations are meant for relaxation and enjoyment, unexpected events can disrupt your plans and result in financial losses. Travel insurance provides peace of mind by offering protection against unforeseen circumstances such as trip cancellations, medical emergencies, lost baggage, and more. It’s a small investment that can make a big difference in ensuring a stress-free and enjoyable family vacation. 

Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.

*Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.